Would you recommend a divisional structure for a medium sized bank?

Yes, a divisional structure can be beneficial for a medium-sized bank as it allows for specialization and a focused approach to different product lines or customer segments, such as retail, corporate, and investment banking. This structure can enhance responsiveness to market changes and customer needs, promoting innovation and efficiency. Additionally, it fosters accountability, as each division can be evaluated on its performance, leading to clearer strategic direction and improved resource allocation.