How does getting a seat belt violation ticket affect your insurance?

I got a ticket for not wearing my seatbelt in California a month ago and my car insurance went up IMMEDIATELY $25/month, I have not had a ticket in 25 years.

Most insurance companies, ignore that violation when rating insurance premiums, unless you have excessive ones.

Au contraire, mes ami.

This type of conviction is a red flag to insurance raters, as it indicates a "lack of respect for the laws". And if you are in a crash with out a belt, your injuries will be huge. And so will the insurance costs.

That is why they DO pay atention to that kind of ticket.