How will you decide if you can lend to a company?

To decide if I can lend to a company, I will evaluate its financial health by analyzing key metrics such as credit history, cash flow, and debt-to-equity ratio. Additionally, I will assess the company's business model, market position, and growth potential, along with any industry-specific risks. Understanding the management team's experience and track record is also crucial. Finally, I will consider the terms of the loan and how they align with the company's ability to repay.