Where can one start a high rate savings account?

In 2013, online banks seem to have the best rates for saving accounts. One of the highest is currently Alley Bank, which offers and average rate of 0.87%. It is one of the highest rates that has been offered over the past year. American Express also offers a very competitive average rate of 0.86% and is very well known. The third highest rate is from Sallie Mae bank. The average rate for savings accounts came in at 0.85%.