Is saga life insurance any good?

Like all life insurance companies, there are both pros and cons to Saga. Saga life insurance guarantees a lump sum payout when the policy holder passes away. They have no required medical checkups and ask no health questions. The premium is fixed for the rest of your life but it is possible that you may pay more than the beneficiaries will receive. If you miss a payment, coverage will be cancelled. Overall, there are other insurance companies that have less strict guidelines for their policies.