Medicare generally covers services provided by out-of-network doctors, but the level of coverage depends on the type of Medicare plan you have. For Original Medicare (Part A and Part B), it typically pays 80% of the Medicare-approved amount for services from out-of-network providers, leaving you responsible for the remaining 20%. However, if you have a Medicare Advantage plan, coverage for out-of-network services varies by plan and may involve higher out-of-pocket costs or require prior authorization. Always check your specific plan details for the most accurate information.
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