If you have no drivers license but car is insured are you supposed to get arrested and get your car towed?

It depends on the state and area you live in. In most areas, you will be arrested and hauled off to jail for driving without a license. In some parts of the US, if there is another licensed driver in the vehicle they can drive it home for you OR they might be in trouble for letting you drive. Unless they can prove they did NOT know you did not have a license. Or (in some places) if you can contact someone immediately AND there is a safe public location to park the car you can leave it for someone to pick up. NOTE: Everything depends on the laws in your area. In some places, the vehicle HAS to be towed so the city/law enforcement agency cannot be sued should something happen to your vehicle after you are arrested and carried away for driving without a licence.