Is RAC breakdown cover worth it?

Preemptively buying insurance for your car is required in most states, whether you choose to buy supplemental insurance is really dependent upon the rates and monetary situation of the individual. If it is possible to buy your overall insurance and include collision and or other break down packages, that would more than likely be cheaper. However, some outside supplemental insurance companies offer more than just breakdown coverage, such as triple A. Again, if it is possible to have break down coverage included in your original insurance package, that would be best, however, if you need supplemental insurance, and can afford it, better to be safe than sorry.