Is a non borrowing spouse listed as pro forma on the deed responsible if the house goes into foreclosure?

Typically, a non-borrowing spouse listed as pro forma on the deed is not personally responsible for the mortgage debt if they did not sign the loan agreement. However, if the property goes into foreclosure, both spouses may still face consequences, such as loss of equity in the home and potential impacts on credit scores. Additionally, laws can vary by state, so it's advisable to consult a legal professional for specific situations.