When a insurance agent neglects to communicate what he knows or ought to knows to be true is known as what?

When an insurance agent neglects to communicate information that he knows or ought to know to be true, it is referred to as "negligent misrepresentation." This occurs when the agent fails to provide accurate information that could influence the decision-making of the client, potentially leading to financial loss or legal issues. This form of negligence can result in liability for the agent, as it breaches the duty of care owed to the client.