What is the meaning of insure against risk of direct loss to property?

This sentance refers to the type of damage the insurance will cover. Direct loss is a tree hitting a house, or a fire happing in a kitchen. an Indirect loss would be if the fire department made you leave the home becasue there is a forest fire coming and they are evacuating all the residents. Although most insurance companies have a coverage in there policy to cover that as well that is a good example of an indirect loss.