Do you need motorcycle insurance

Each state has its own requirements for minimum limits of insurance applying to different types of insurance. You can contact the Department of Insurance (or do a search online) in your state and ask for someone who can answer your question as regards any state requirement for motorcycle insurance.

It is usually a good idea to carry at least liability insurance on your motorcycle in case you have an accident injuring another person (considering the increasing numbers of accidents and fatalities for motorcycle drivers over the past few years).