Can you drive a family member's car if you are not insured on that vehicle?

To my knowledge, most insurance companies cover the car, regardless of who drives it. But check your policy to be sure as this may not always be the case. Your insurance broker will be able to tell you for sure. If you are just a part time driver of the vehicle then you may not have to worry about your rates going up. Also, you may or may not have to be listed as a part time driver on your policy. Hope this helps.