If the reserve rate is 10 and a bank receives a deposit of 320000 how much of the 320000 is the bank free to loan out?

If the reserve rate is 10%, the bank is required to keep 10% of the deposit as reserves. For a deposit of $320,000, the required reserves would be $32,000 (10% of $320,000). Therefore, the amount the bank is free to loan out would be $320,000 - $32,000 = $288,000.