Will my insurance rates go up for an accident under 1000 dollars worth of damage?

There are a lot of factors that are not disclosed but let us assume that this is your first accident and you have had your insurance for over 180 days with the same company. Your rates should not change but you may lose a accident-free discount. If you lose the discount then it may look like your rates went up but infact all that happened is that you lost the discount and the base rate is the same. If this is not your 1st accident, are with a high-risk insurance company now, had your insurance for less than 180 days with the currect company then there could be changes. Call your agent.