What is the correct minimum coverage that you must have for Bodily Injury Liability for two or more persons?

The minimum coverages are set by the state legislature of each state and it varies from state to state as well as other required coverages and policy features. The good thing is that when you travel from state to state, if you have minimum coverage it will adapt to the higher of the coverage you have or the minimum for the state you are in and at no cost to you. In Georgia the minimum is 25/50/25 which means $25,000 per person for Bodily Injury with no more than $50,000 per accident for BI and $25,000 property damage. Usually it doesn't cost much to increase your coverages so it definitely pays to carry higher limits. For full disclosure, I own and operate a small Independent Insurance Agency in Gordon, Georgia and have for 22 years. I also worked as an agent for a direct writer for 3 years before that.