Essentially, formatting a memory card will erase the images and make sure that the card will work correctly with the camera.
"Formatting a card basically insures that it is going to work right with your camera.
Just like computers, memory cards have files systems, folders, etc. When you use your camera to format a card, it sets the card up the way the camera needs it to be in order to function properly."
More information at this website: http://www.worldstart.com/tips/tips.php/958
Hope this helps!
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