Will I be charged a point with my insurance for hitting a coyote?

Whether you will be charged a point on your insurance for hitting a coyote depends on your specific insurance policy and state laws. Typically, if you have comprehensive coverage, hitting an animal like a coyote may be covered without affecting your driving record. However, if the accident leads to a claim that involves liability or negligence, it could potentially impact your insurance points. It's best to consult your insurance provider for details regarding your policy.