How can you find out if you have a judgment against you?

You can check your local civil court clerk's index and land recorder's office for any recorded documents, but the easiest way is to contact one of the major credit bureaus and get a copy of your credit report. They are Trans Union, Equifax and Experian. Try www.equifax.com or www.experian.com for information on how to get a copy of your report. If you have been turned down for credit recently, the report should be free.