What part of auto insurance pays bodily injury regardless of fault?

The part of auto insurance that pays for bodily injury regardless of fault is called "Personal Injury Protection" (PIP) or "no-fault" insurance. This coverage is designed to pay for medical expenses, lost wages, and other related costs for the insured and their passengers after an accident, regardless of who caused it. PIP is mandatory in some states and optional in others, providing a layer of financial protection for drivers.