Has anyone played a card game using quarters where you all put in a quarter to start and the lowest card in your hand starts?

Yes, that card game is often referred to as "quarters" or "quarter Poker." In this game, each player contributes a quarter to the pot, and the player with the lowest card in their hand typically starts the round. The game can involve various rules for betting and play, often leading to fun and strategic interactions among players. It's a casual and entertaining way to combine card play with a bit of gambling.