How long does your money stay frozen when you transfer from one bank to another?

When you transfer money from one bank to another, the funds may be temporarily unavailable or "frozen" for several hours to a few business days, depending on the banks involved and the type of transfer (e.g., ACH transfer, wire transfer). Typically, ACH transfers can take 1-3 business days, while wire transfers are usually completed within the same day. However, weekends and holidays can extend these timeframes. Always check with your bank for their specific processing times.