Why was there a need for a federal income tax in 1913?

Why was there a need for Federal Income Taxes in the year of 1913? Thee answer can be found on "youtub" under (Freedom to Fascism) Written by Arron Russo. Because in the year of 1913 Teddy Roosevelt took a loan from the bank in-witch he could pay back nor the interest on such loan, do to his debt he passed an UnLawful and Fraudulent Law in the year of 1913, when all "the People" were asleep and unaware of thee action, saying that all U.S. Citizens were doomed to pay Federal Income Taxes each year, and upheld by the Federal IRS.