When driving without license you are?

I was driving without a licence and insurance and first time they caught me i had an accident and then another three times. They took me to court after 6 months and they give me £150 for driving without insurance four times=£600+£70 for driving without a driving licence four times £240+for ofencing the law £50 four times £200 Sow that's £1040+1 year band+9 points.