What is the insurance policy clause that prevents an insurance company from denying payment of a death claim after a specified period of time is known as the?

The insurance policy clause that prevents an insurance company from denying payment of a death claim after a specified period of time is known as the "incontestability clause." This clause typically becomes effective after the policy has been in force for a certain number of years, usually two years. It ensures that after this period, the insurer cannot contest or deny a claim based on misstatements or omissions made by the policyholder in the application.