What is the value of a 1895 Winchester rifle?

The collector value of your Winchester Model 1895 can only be assessed by a visual inspection & evaluation. Old Winchesters are very much like old classic automobiles... the graded condition and factory originality are the key factors in determining what they are truly worth. Of significant importance is the specific caliber that it is chambered for, the variation, and when exactly it was made (the serial number will determine the date of manufacture).