Do you have to see the doctor chosen by your insurance company?

Concerning an injury claim, yes. Unless you are wiiling to risk an lengthy and expensive court battle. Although an attorney specializing in personal injury claims would advise you NOT to use the insurance companies doctor. It really is your decision.

For Medical care - you have the choice to see who you want to see - however - if you want your insurance company to pay for the services you would need to stay within your insurance company network of Providers. Some plans have out of network benefits - but the reimbursement is lower and would cost you more "out of pocket" to see them. You Certificate of Coverage would explain in more detail about your plan - if there is no other provider within a reasonable distance (generally 50 mile radius) some plans will agree to pay an out of network provider as if they were in network

• but that would have to be agreed prior to have any services

rendered.