Once six years have passed since a County Court Judgment (CCJ) was issued against you, the CCJ becomes unenforceable, and it should be removed from your credit report. However, you are still legally obligated to pay the debt unless it has been settled or agreed otherwise with the creditor. If you fail to pay, the creditor may still pursue other legal actions, but they cannot use the CCJ to enforce payment after the six-year period. Always consult a financial advisor or legal professional for specific advice regarding your situation.
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