How can they repo your car when you have insurance and have not been late on payments?

what else are you in 'default" of in the contract?? Did the car get impounded?? Is it in possession of a 3rd party? Is it being used in criminal activity? I dont know..

There aare statements on the back of your contract called "acceleration clauses". Insurance is probably one of those items.

kayton www.learntorepo.com