How do debit and credit cards work exactly the same way?

Debit and credit cards both allow you to make purchases without using cash. They are accepted at most stores and online retailers. When you use a debit card, the money is taken directly from your bank account. With a credit card, you are borrowing money from the card issuer and will need to pay it back later. Both types of cards have security features to protect your information and can be used for purchases, withdrawals, and online transactions.