If you have a credit card with a 600 limit. You plan to always pay your card off in full each month before the grace period ends. What is the amount you can safely owe on your card?

If you have a credit card with a $600 limit and plan to pay it off in full each month, you can safely owe up to $600 before your payment is due. However, to maintain a good credit utilization ratio, it's generally advisable to keep your balance below 30% of the limit, which would be around $180. This practice can help positively impact your credit score while allowing you to manage your spending effectively.