What are some criteria one can use to compare life insurance policies?

Life insurance may need to cover costs like funeral and burial expenses, dependents, and existing debts, so account for those when making a decision. A common goal is to find a plan that provides five to ten times one's annual salary. The choice between whole insurance and term insurance is debatable, though it can be argued that term insurance is better as insurance; whole insurance is like an investment that is inferior to ordinary investment products.