Do I pay more sales costs if I buy a car with cash in N.Y state?

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1130074

2026-07-11 22:41

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In New York State, the sales tax on a vehicle purchase is typically the same regardless of whether you pay with cash or finance the vehicle. However, some dealerships may charge additional fees for financing options that could be avoided if you pay in cash. Overall, your total sales tax will not increase simply because you are paying with cash. Always check with the dealer for any specific fees or charges related to your payment method.

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