What annuity plan can make a partially free an priall taxable ditributions?

A qualified longevity annuity contract (QLAC) can help make partially free and partially taxable distributions. By allowing individuals to defer required minimum distributions (RMDs) until age 85, a QLAC can reduce the immediate tax burden on retirement savings. Additionally, only the portion of the annuity that is distributed will be subject to taxes, making it a potentially tax-efficient option for retirees. Always consult a financial advisor to understand the implications for your specific situation.