How does a certificate of deposit look like?

A certificate of deposit (CD) typically appears as a formal document issued by a bank or financial institution, detailing the amount deposited, the interest rate, the maturity date, and the terms and conditions of the agreement. It often includes the depositor's information, the bank's name, and may feature official branding and security elements, such as watermarks or seals. While physical CDs are less common today, they can also be represented electronically in online banking platforms. Overall, it serves as proof of the investment and outlines the specifics of the deposit arrangement.