To garnish a bank account in Michigan, a creditor must first obtain a judgment against the debtor in court. Once the judgment is secured, the creditor can file a garnishment request with the court, which will issue a writ of garnishment to the bank where the debtor holds their account. The bank is then required to freeze the specified amount of funds and notify the debtor, who has the right to contest the garnishment. It's important to follow legal procedures to ensure compliance with state laws regarding garnishment.
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