What happens when your mother dies but your father is still living and both names are on the deed of trust for the home but your mother had store cards in her name is the house considered estate?

When your mother passes away, her share of the property typically becomes part of her estate, while your father's share remains with him. The house may be subject to probate, especially if the deed does not specify a right of survivorship. However, the store cards in your mother's name are separate debts that would need to be settled from her estate. As a result, the house could be considered part of the estate, depending on the specific legal arrangements and local laws.