Is condominium association ever responsible for interior water damage due to burst pipes?

You can find the answer you want in your governing documents. Look there to find the boundary between an owner's property and the common property. This boundary can be, the 'skin', the paint, the plasterboard, the studs and so forth: there is no standard boundary nationwide. Each state may define the boundary in its condominium law; every set of governing documents may amend, alter or otherwise adjust the boundary set by the state law.

Some of this answer depends on 'interior': if the interior is of the interior common area -- a lobby, a garage-- then, probably, 'yes'; if the interior is of a unit, then, 'it all depends'.


There are two issues here: a responsibility to repair and a responsibility to pay for the repair.


If interior is of a unit, then the owner may have the responsibility to repair. Depending on the ownership of the pipe -- unit owner or all owners -- the damage may be covered by the master policy insuring all elements/ assets owned in common. In that case, the association through the master policy may have the responsibility to pay for the repair.


An owner's policy, called an HO-6 policy, may also be called upon to pay for the repair, depending on who owns the pipe that burst.