Why are you being served civil papers?

You are being served civil papers because someone has initiated a legal action against you, typically in a civil court. This could be due to various reasons, such as a dispute over contracts, property, personal injury claims, or family matters. The papers inform you of the lawsuit and outline the claims being made, as well as any required actions you must take in response. It is important to address these papers promptly to protect your rights and interests in the matter.