What are ways to reduce or eliminate debt?

To reduce or eliminate debt, start by creating a detailed budget to track income and expenses, allowing you to identify areas for savings. Prioritize paying off high-interest debts first, possibly using methods like the avalanche or snowball strategies. Additionally, consider negotiating with creditors for lower interest rates or payment plans, and explore options like debt consolidation or credit counseling. Finally, increase your income through side jobs or selling unused items to accelerate debt repayment.