Does any health insurance policy covers expenses on outpatient treatment in India?

Normally health insurance policies cover only expenses incurred as inpatient. But Star Health Gain Plan also covers out-patient benefit which include cost for Pre-existing condition, dental expenses, pre and post natal care. It covers outpatient benefits up-to specified limits on the sum assured opted and the age of the member covers.

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A U.S. health insurance policy will often cover treatment in other countries that it covers in the U.S., but you must submit all the claim related documentation in English. That means if those documents are provided in some other language (e.g. Hindi), you will have to hire a translation service (at your own expense, which will not be reimbursed) that is able to competently handle medical documents. In this case however, you will have to pay the expenses yourself, then on return to the U.S. submit the claim with the English translations of the documents, then wait for the insurance to reimburse you.