A direct deposit "ACH" with a tag "US TREASURY 312 XXCIV SERV" means from the US Treasury San Francisco Processing Center (312); with garnishment rules (XX) (as oppose to prior to garishment rules without XX); Civil Service Retirement. See reference US Gov 'Greenbook'
note: Treasury/FMS to be positioned for future use of the "XX" identifier for other payments,
should additional authority be acquired. If "XX" there is no garnish.
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