What are opinions on damage waiver insurance?

It was mostly a benefit for people who used Cash or Check as deposits, or had no insurance.

People who had insurance or credit card coverage saw the benefit in not having to file a claim or pay their deductible (usually 500 dollars)

The real benefit was in short term or weekend rentals. If you had the car for 1 or 2 days, you would totally push "Dub". Its worth paying for it for short team deals.