What is an example of principle of contribution?

The principle of contribution refers to the idea that multiple parties may share responsibility for a loss or liability based on their respective roles or contributions to the event that caused the loss. For example, in an insurance context, if two insurers cover the same risk for a policyholder, they will share the payout for a claim based on the proportion of coverage each provided. This ensures that no single insurer bears the entire financial burden, reflecting the idea that each party contributes to the overall risk.