Can you roll over inherited IRA?

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1208490

2026-05-09 23:20

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Yes, you can roll over an inherited IRA, but the rules differ depending on whether the beneficiary is a spouse or a non-spouse. A spouse can treat the inherited IRA as their own or roll it over into their own IRA. Non-spouse beneficiaries, however, must typically take distributions according to the IRS's required minimum distribution rules and cannot roll the account into their own IRAs. It's important to consult a financial advisor or tax professional for guidance specific to your situation.

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