What are the differences between pre-tax, Roth, and after-tax contributions in terms of retirement savings?

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2026-05-22 15:31

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Pre-tax contributions are made with money that has not been taxed yet, Roth contributions are made with after-tax money, and after-tax contributions are made with money that has already been taxed. The main difference is when the taxes are paid - before, during, or after the contribution.

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