The directors of the Farmers and Citizens Savings Bank in Palestine, Texas, included notable figures such as W.L. McCarty, J.W. McCarty, and J.E. McCarty. Before the merger with Royall National Bank, the stock ownership percentages were primarily held by the McCarty family, with W.L. McCarty owning approximately 45%, while J.W. and J.E. McCarty held smaller percentages. The merger took place in 1997, consolidating their assets and operations.
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