How soon after filing bk can you get a usda loan?

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1010046

2026-04-11 14:40

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After filing for bankruptcy, you can generally qualify for a USDA loan two to three years post-discharge, depending on the type of bankruptcy filed. For Chapter 7 bankruptcy, the wait is typically around three years, while for Chapter 13, you may be eligible after making timely payments for at least one year. It's essential to maintain a good credit history and demonstrate financial stability during this period. Always check with a lender for specific requirements and guidelines.

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