What is a summary of Account Settled by Paul Annixter?

"Account Settled" by Paul Annixter is a short story about a man named Joe who seeks revenge on a rancher named Jim. Joe believes Jim has cheated him out of money, and he plans to settle the score by stealing Jim's horse. However, Joe's conscience gets the best of him, and he ultimately decides to return the horse and make amends. The story explores themes of justice, morality, and redemption.