When you lose body fat where do you lose it from first?

Body shapes are genetic, so you will notice people lose fat differently, a good way to estimate where you would lose weight is to look at your family and where they lose weight from. Generally speaking though, your body will burn fat where it is not needed first - such as breasts. I would expect around the waist would be a slowish place to lose weight as fat helps keep your organs warm. On a personal note I seem to lose weight almost everywhere faster than on my arms - i have chubby arms!